Holder & Associates

Loss Adjusters

Independent loss adjusting & claims assessment across KwaZulu-Natal

Tel 083 646 9058 Newcastle: 21 Ribbok, 2940 Pietermaritzburg: 43 Kitchener, 3201 gavinholder@telkomsa.net

About Us


One partner to investigate, quantify and report.

Holder & Associates Loss Adjusters is an independent loss adjusting firm covering KwaZulu-Natal, operating from two offices in Newcastle and Pietermaritzburg. We handle the full spectrum of claims for insurers, underwriting managers and brokers.

The firm is built around the experience of Gavin Holder, who brings 19 years in the investigation of crimes with the South African Police Service, followed by over a decade in the insurance sector as a Non-Motor Claims Assessor at Mutual & Federal and heading up the Newcastle office for DRM Loss Adjusters. His investigative grounding is a particular asset on fraud and contentious matters.

He is supported by professional associates Matthew Van As, a Chartered Accountant (SA), and Chanté Van As, a Certified Financial Planner. Together they give insurers a single partner equipped to investigate, quantify and report on claims of almost any size or complexity, with particular strength in the financial quantification that complex commercial and business-interruption claims demand.

Service Standards

Within 2 hours
Claim allocation acknowledged.
Within 24–48 hours
Site inspection, subject to location.
Within 24 hours of inspection
Preliminary report.
3–5 working days
Final report, decision-ready.
Immediately
Notification of any fraud indicators or high-risk findings.
Every assessment
Comprehensive digital photographs.

Our Team


Gavin Holder

N. Dip. Police Administration
  • 19 years’ service in the investigation of crimes with the South African Police Service.
  • Over a decade insurer-side as a Non-Motor Claims Assessor at Mutual & Federal and head of DRM Loss Adjusters (Newcastle).
  • Handles motor and non-motor, commercial, agricultural and business-interruption claims.
  • Special investigations of motor vehicle accidents.

Matthew Van As

CA(SA) · RE1 & RE5
  • Professional associate providing in-house financial-quantification support.
  • Chartered Accountant (South Africa).
  • Forensic and financial analysis for business-interruption, commercial and complex quantum claims.
  • Regulatory Examinations RE1 and RE5 completed.

Chanté Van As

CFP® · RE1 & RE5
  • Professional associate providing in-house financial-loss analysis.
  • Certified Financial Planner.
  • Depth in personal and commercial financial matters relevant to quantum.
  • Regulatory Examinations RE1 and RE5 completed.

Services


Domestic & household

Burglary and theft, accidental damage, water damage from faulty geysers and burst pipes, storm and flood. Full inventories where required.

Commercial property

Buildings, contents, plant, machinery and equipment damage, with a scope of repairs and a reasonability review of every quotation.

Business interruption

Loss of income and increased cost of working, quantified in-house with chartered accounting support.

Fire & allied perils

Fire and explosion damage, including cause-of-loss investigation on complex and contentious matters.

Agricultural & crop

From irrigation systems on wheels to general material damage. Idle equipment means financial loss and potential crop failure, so we move quickly — supported by relationships with manufacturers’ agents, engineering works and rural repairers.

Motor

Special investigations of motor vehicle accidents.

Liability

Liability investigations, with evidence gathered and set out to support the insurer’s position.

Fraud & contentious claims

An investigator’s eye on every file. Where the indicators are there, the insurer hears from us immediately.

Desktop, salvage & re-inspection

Desktop assessments, verification of quotations and repair estimates, salvage inspections, follow-ups and re-inspections, and catastrophe response.

Our Approach


Fast, reliable turnaround

Lean operations and modern, technology-enabled workflows let us turn around clear, well-documented reports quickly, reducing claims lifecycle and cost-to-settle for our partners.

Consistent, high-quality reporting

We apply disciplined documentation standards to every mandate, supported by current digital tools for transcription, evidence management and report preparation, so insurers receive accurate, decision-ready reports.

Systems and reporting

We work with standard claims-management tools and can report in the formats and to the service levels our insurer partners require.

Financial rigour

With chartered accounting and certified financial planning expertise on hand, the firm brings genuine forensic and financial-quantification capability to complex commercial and business-interruption claims, not just descriptive reporting.

Data security and POPIA

We treat claimant and policyholder information as confidential and handle all personal information in line with the Protection of Personal Information Act, with appropriate controls over how and where claims data is processed.

Efficient and transparent

An efficient operating model lets us deliver strong value with fair, market-related fees and clear scoping on every instruction.

Coverage


We cover KwaZulu-Natal from offices in Newcastle and Pietermaritzburg, with capacity to attend matters throughout the province and into adjoining regions by arrangement.

KwaZulu-Natal

  • Babanango
  • Bergville
  • Charlestown
  • Colenso
  • Dannhauser
  • Dundee
  • Durban
  • Estcourt
  • Glencoe
  • Harding
  • Hattingspruit
  • Ixopo
  • Jozini
  • Kokstad
  • Ladysmith
  • Magudu
  • Melmoth
  • Mkuze
  • Mooi River
  • Natal Midlands
  • Newcastle
  • Nongoma
  • Nqutu
  • Pietermaritzburg

Mpumalanga

  • Amersfoort
  • Amsterdam
  • Ermelo
  • Piet Retief
  • Secunda
  • Standerton
  • Volksrust
  • Wakkerstroom

Free State

  • Harrismith
  • Memel
  • Vrede
  • Warden

Contact


Send us the claim.

Email the instruction or call the number below. Allocations are acknowledged within two hours, and we will confirm an inspection date the same day. Emergency and after-hours attendance by arrangement.

Telephone

083 646 9058

Offices

21 Ribbok, Newcastle, 2940
43 Kitchener, Pietermaritzburg, 3201